Insurance included in shipping costs. REGISTERED USPSAny specks or flecks are on the scanner glass. Not the piece. NOTE: This coin looks and is nicer in hand than the scans will indicate. This is a very scarce specimen of the 1893 S Morgan Dollar. Fine + in grade No cleaning at all. Very minimal bagmarks. Great eye appeal. All 1893 S dollars are in extremely high demand and highly sought after by both dealers and serious collectors of Morgan Dollars. Minted at The San Francisco Mint in 1893. Guaranteed a genuine coin. No replica nonsense here. Please review 'Larger Pictures' I provided for you. I will give a 14 day return privilege from the day that you sign for it . Also understand that the pictures on ALL my coins are scanned, put into a file, and uploaded to ebay. Absolutely no retouching, game playing, lighting tricks or unethical nonsense. If you care to see a larger picture, please give a call or drop me an email. This piece will fit perfectly and be one of the highlights of any high grade set of Morgans. Absolutely guaranteed to please...guaranteed! Fine + in grade Insurance included in shipping costs. REGISTERED USPS Absolutely nothing goes out of here without insurance. Therefore, I cannot offer free shipping.