Insurance included in shipping costs.THE SCANS ARE MARGINAL AT BEST. THE DESCRIPTION IS EXACT. Any specks or flecks are on the scanner glass. Not the piece. This is a beautiful white 1926 D Standing Liberty Quarter. Beautiful FULL luster. MS 63. 100 % original. Most difficult to locate in this high of a grade. Seldomly seen in this high of a grade. Fabulous eye appeal! Check the published prices for this particular issue in the higher grade catagories. Please review the 'Larger Pictures' I've provided for your viewing pleasure. I will give a 3 day return privilege from the day that you sign for it . Also understand that the pictures on ALL my coins are scanned, put into a file, and uploaded to ebay. Absolutely no retouching, game playing, lighting tricks, photoshop PHDs or any other unethical nonsense. If you care to see a larger picture, please give a call or drop me an email. This piece will fit perfectly and be one of the highlight of any high MS set of Standing Liberty Quarters. Absolutely guaranteed to please...guaranteed! No disappointment possible with this great piece. A beautiful specimen. This is one that you can be proud to have in your collection. Insurance included in shipping costs.