I accept Pay Pal and money orders. I usually ship on the first business day aftercleared payment. Insurance is offered but not required. Since I offer shipping insurance, If you choose not to accept it, Icannot be responsible for packages lost or damaged in the mail . I also ship internationally, just e-mail me after you win the auction and I will send you an invoice with adjusted shipping. All my items come from a smoke and pet free home. I try to list all items clearly so I do not offer refunds unless I mis-represent an item. When you get your item, if you are happy please leave positive feedback and I will do the same for you. If you have a problem with your item, please contact me and I will do my best to make it right. Again, Thanks for looking!!
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