This is a very nice 2012-S Silver Proof set, purchased from the US Mint, and no has no Toning, nor Spots. So purchase and own this beautiful set. A Paypal Paymment is due at this bid closing, plus won set is not yours until your Paypal Payment has been completed and cleared. Won items are mostly mailed out the following day after receiving a cleared Paypal Payment. Echecks are not accepted.